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ADVICE | TOUGH STUFF

Should I blow my savings?

 
I really want to buy my own computer. I have been saving my money for a few years now and have around $900. Now that I have enough for a computer, I’m starting to freak out. Should I really spend all that money at one time?

 

Good for you for saving so diligently, babe! When it comes to spending your hard-earned moolah, only you can decide what’s worth your entire savings…or even a small part of it. If you’re having second thoughts now that your goal is within reach, consider your quandary carefully. It might be helpful to go to a computer store just to see what your money could buy. If you want to spend all $900, you could probably get a pretty good comp. But for a fraction of that—say just a couple hundred bucks—you could purchase a portable netbook or tablet.

 

Also consider the other savings goals that are coming up. If you’re going to be driving soon, you might want to keep saving the money you make for a car. If there’s a pricey camp you want to enroll in during the summer, your money could go toward that. Or, you could keep it handy for college.

 

As I said before, only you can decide what to spend your money on and when to spend it. If it’s burning a hole in your pocket, consider purchasing something fabulous now and saving the rest for later. Or, divvy it up on small purchases—a little for an MP3 player, some more for a cute pair of boots. The choice is up to you!

oney could go toward that. Or, you could keep it handy for college.

 

As I said before, only you can decide what to spend your money on and when to spend it. If it’s burning a hole in your pocket, consider purchasing something fabulous now and saving the rest for later. Or, divvy it up on small purchases—a little for an MP3 player, some more for a cute pair of boots. The choice is up to you!
 
 
 

BY BRITTANY TAYLOR ON 10/8/2011 12:00:00 AM

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MOD I've saved up for half the amount for a laptop. But, I keep leaning towards to other things, like buying from the salad bar at school or breaking open my old pillow case for mall money! I'm very confused... have 2 weeks to go until my mom and me go laptop shopping.... What do I do?

 

Hey chicky, maybe you should get your mom to hide the money from you so you won't be tempted to spend it. That way you won't slip up and buy anything. Hope this helps! Smile Smile

Lynae P.

by Shannon.Smiles on 10/8/2011 6:19:03 PM

 
 

MODMODMOD Ok, so I want to earn a lot of money (around $500) for a new camera. What can I do? I'm really busy by the way because of school. What can earn me some cash other than chores?? Thanks!!

 

Hey chicky, you can have a bake and yard sale, sell some of your clothes to goodwill, and maybe sell candy at school. Hope this helps!! Smile Smile

Lynae P.

by Sheyenne on 10/8/2011 6:02:48 PM

 
 

MOD MOD MOD MOD MOD MOD MOD MOD PLEASE!!!!!! i have to raise $900 to go to disney for a band trip. my parents cant afford that. i talked to the band director, and they do something discretely where they can help ypu pay for half of it as long as youve been fundraising, but my mom wont let me!! theres only 1 left. HOW CAN I EARN 450$?!?!?!?!??

 

Hey chica, try asking your relatives. You could have a bake sale and sell candy at school. Try selling some of your clothes to goodwill. Ask your family to help you put on a yard sale. Hope these ideas help ya!!!!! Good luck! Smile Smile

Lynae P.

by karategirl78 on 10/8/2011 5:46:23 PM

 
 

I have a Mac and I've had it for about a year and it still seems like new! It was around $2000 but it is worth it. My advice would be to maybe go splitzys with your parents for a bday or holiday. Because you've worked so hard on saving up you deserve something that will last you a while.

by mkmnj on 10/8/2011 3:08:58 PM

 
 

mod mod mod

Ok- I really need to find a way to get 500$. I know it sounds crazy, but I need the money to get some photos taken (that part is not negotionable). I babysit, clean my house, and a bunch of things but I need a way to rake in some BIG cash.

thx

by txtingirl on 10/8/2011 3:04:04 PM

 
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