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ADVICE | IN THE NEWS

Welcome to the saving generation

 
Congrats, babes, on learning how to handle money problems. A recent survey by TD Ameritrade found that “generation Z,” which includes people from 13 to 22 years old, is getting good at figuring out how to save its pennies. According to the survey, the average amount saved by each member of generation Z is $300, and many of them are already planning for the college bills they’ll be facing in the future.

The reason for the sudden financial savviness is that generation Z has grown up during an economic crisis, and most have had to deal with their parents’ struggles for monetary stability. They’ve seen how tough it is for their ‘rents to pay off old student loans while also trying to save for their kids’ college tuition. And they’ve decided that they don’t wanna have those same problems.

So three quarters of generation Z has decided that saving money is super-important, and 11 percent already have their eye on college. The only thing that’s trippin’ up this generation is credit cards. Less than 25 percent are paying their monthly bills on time, and if you don’t start those off on the right foot, it can lead to major problems down the road. So make sure you girls are chattin’ up your ‘rents about finances because you can definitely learn from their experiences.

Spill, chica: what are your secrets to savin’ money, and do you have a budget planned out?
 
 

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BY CARRIE RUPPERT ON 7/16/2012 6:05:00 PM

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I'm a saver. I just feel weird spending money on things I don't need. Smile Since I was really young, like 5, my mom has been saying before you buy something, first think: Do you REALLY need it? If you truly need it me or your dad will buy it for you. And if it's a want, how long will you use it? Is it worth the money you worked hard on earning? Will it really be useful? When I was like 9 I wanted a lot of things, but I bought a lot less of them because of that advice.

by ivy shimmer on 5/30/2013 4:37:38 PM

 
 

I usually save money when I have something planned to buy. Other times I just don't buy anything because I have nothing to buy, but I will buy random things when I have enough money and I'm not saving.

by Goldforever on 3/3/2013 11:09:27 PM

 
 

I save tons of money by going to my local thrift/resale shops...If you find the right one, there's lots of brand name clothing without the huge cost! I like the resale shops that sell clothes for teens the best...there's one near me where i have found lots of brand name shirts and jeans for like...6 bucks!!!

by peace&luv09 on 8/4/2012 10:00:21 PM

 
 

Hey iWillWrite, you could have a yard sale or donate some of your clothes and shoes to a thrift store. Check out Wal-Mart.com for some cheap graphic tablets. Hope this helps! Xoxo



MODMODMOD
So I'm looking in to buying a laptop. The ones I'm looking at are around 300 to 500 dollars. Right now I have around 250 and my sister is thinking about helping pay too. And I water my neighbours plants. Is there any other ways to make money quickly (maybe even before summer's over?). I'm already looking in to baby sitting, so I need more ideas. I will do just about whatever I need to. I am a writer and an artist so I also want the computer for that.
P.S. Do you know any good 'drawing tablet' things that are cheap? They're the ones that hook up to the computer. Thanks,
iWillWrite Lynae P.

by iWillWrite on 8/4/2012 3:19:42 PM

 
 



MOD MOD MOD!
HELP I WANT TO SAVE MONEY TO BUY A REALLY CUTE PURSE .
how do i start??
thank u Smile

 

Hey girl! Start by putting aside half of everything you get.  If you get money for your birthday or an allowance, put aside half towards the purse. Good luck! xoxo 


Kate G.

by jaxsmin on 8/1/2012 12:34:35 PM

 
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