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ADVICE | IN THE NEWS

Welcome to the saving generation

 
Congrats, babes, on learning how to handle money problems. A recent survey by TD Ameritrade found that “generation Z,” which includes people from 13 to 22 years old, is getting good at figuring out how to save its pennies. According to the survey, the average amount saved by each member of generation Z is $300, and many of them are already planning for the college bills they’ll be facing in the future.

The reason for the sudden financial savviness is that generation Z has grown up during an economic crisis, and most have had to deal with their parents’ struggles for monetary stability. They’ve seen how tough it is for their ‘rents to pay off old student loans while also trying to save for their kids’ college tuition. And they’ve decided that they don’t wanna have those same problems.

So three quarters of generation Z has decided that saving money is super-important, and 11 percent already have their eye on college. The only thing that’s trippin’ up this generation is credit cards. Less than 25 percent are paying their monthly bills on time, and if you don’t start those off on the right foot, it can lead to major problems down the road. So make sure you girls are chattin’ up your ‘rents about finances because you can definitely learn from their experiences.

Spill, chica: what are your secrets to savin’ money, and do you have a budget planned out?
 
 

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BY CARRIE RUPPERT ON 7/16/2012 6:05:00 PM

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Mod Mod Mod!!!
I need to raise $55.00 by this Monday!!! Oh, and, um, I'm on vacation.




Hey Girl-- 

Are you on vacation with your parents? If so, can they pay you to do small chores while on vacation-- like going to the store and making lunch? although $55 is pretty steep. Can you borrow the money from your parents and promise to pay it back?




good luck  






Simone S.

by Sarah510 on 7/17/2012 3:42:31 PM

 
 

I heard about this trick that everytime you get a $5 bill, stash it away and in a couple years it'll all add up.

by fallsb-ball on 7/17/2012 3:23:25 PM

 
 

OK, I'm 12 so this doesn't really apply to me, but I rock at saving. I'm the youngest and only girl of 3 kids, and my mom always comments on my saving. I usually only buy what I need. Or really, REALLY, want. But it's still fun to buy a few things I just like sometimes. Also, at places like Target, buy from the $1-5 sections. You'd be surprised at the fun stuff in there.

by silverroseart on 7/17/2012 11:41:19 AM

 
 



I'm 14... should I have a plan? I have $350 saved up in a bank, and I consistently have about $60 with me at home and in my wallet. idk really what to do about college...so confused

 

Hey girl! Talk to your parents about how much you'll be expected to pay for when it comes to college.  That will let you know if you need to be planning this early or if you can wait awhile.  xoxo


Kate G.

by parischick2 on 7/17/2012 11:36:58 AM

 
 



MODMODMODMODMODMOD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! i need to know something. my dream is to live in japan. i'm slowly learning the language and i am really into the culture. do you think my dream is a little out there? and if not, what are some refrences i can use to get started?

 

Hey girl!  Living in Japan sounds like an awesome dream, and there are lots of ways to get started.  Think about going abroad in high school or college- there are lots of options (including Japan).  You'll be able to get a taste of the culture and get better at the language.  Good luck! xoxo  


Kate G.

by fashionvamp123 on 7/17/2012 10:51:18 AM

 
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