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Welcome to the saving generation

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Congrats, babes, on learning how to handle money problems. A recent survey by TD Ameritrade found that “generation Z,” which includes people from 13 to 22 years old, is getting good at figuring out how to save its pennies. According to the survey, the average amount saved by each member of generation Z is $300, and many of them are already planning for the college bills they’ll be facing in the future.

The reason for the sudden financial savviness is that generation Z has grown up during an economic crisis, and most have had to deal with their parents’ struggles for monetary stability. They’ve seen how tough it is for their ‘rents to pay off old student loans while also trying to save for their kids’ college tuition. And they’ve decided that they don’t wanna have those same problems.

So three quarters of generation Z has decided that saving money is super-important, and 11 percent already have their eye on college. The only thing that’s trippin’ up this generation is credit cards. Less than 25 percent are paying their monthly bills on time, and if you don’t start those off on the right foot, it can lead to major problems down the road. So make sure you girls are chattin’ up your ‘rents about finances because you can definitely learn from their experiences.

Spill, chica: what are your secrets to savin’ money, and do you have a budget planned out?

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BY CARRIE RUPPERT ON 7/16/2012 6:05:00 PM

POSTED IN In the News, On the Job, Make more money

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I have a huge crush on my friend's cousin who lives 7 hours away. Distance is not the problem, though, the problem is that I REALLY like him, but I'm not sure if he likes me back. I can't be too flirty because my friend is there and that would be awkward (mainly because she would tease me for liking him)... Well, my question is, how can I "win" the heart of my crush? Is it appropriate? Thank you Mod! <3

Hey girl! Winning the heart of a guy who is seven hours away without your friend knowing is tough. First off, you might not think distance is an issue, but once he goes back home, it'll be nearly impossible to hold on to your relationship. Mixing that with the fact that your friend would make things awkward, maybe it's for the best if you find a guy a little closer to home to win the heart of. xoxo

Kate G.

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by littlemissbubbly on 7/17/2012 1:00:25 AM

Ever wonder what other girls feel? Think you're the only one who feels this way or that? Well, you're in luck! This club gives you a question, quote, fact, quiz, or link to a video or website! Come back every day to answer and check! You can also ask me questions about anything- from the first day of school to the missed episode of Glee. Feel free to ask- or say, anything! Join my club, A Question A Day Keeps The Doctor Away.

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by pretty123 on 7/16/2012 11:25:25 PM

If you made a lot of money recently or something, you can save money by taking half of the money with you if you go to the mall or something and then leave the other half at home so if you're tempted to buy something and you already spent all the money you have with you, you won't be able to buy anything else and waste all your money since you kept the rest safe at home!