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ADVICE | IN THE NEWS

16 Comments | Add Yours

Wanna go to college? Better save your pennies

 

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Got dreams of being the cool girl on campus? If so, you’d better start saving your pennies…and say see-ya to your Saturday shopping sprees. According to Time, one in four parents now expects their children to start saving for college as preteens. In fact, ya might wanna have the money talk with Mom and Dad now instead of during your junior year of high school, since 6 percent of parents don’t plan to help their kids at all with college expenses. Yikes.

 

These stats come from a yearly study conducted by Fidelity Investments, and there isn’t a whole lot of cheery news. Though 75 percent of parents plan to help their kids out, only one fifth intend to cover all expenses. And potentially worse, though parents plan to pay around 57 percent of the total cost of their children’s education, they aren’t saving enough now to do so in the future. Experts predict they’ll only have about a third of the necessary amount in the bank when you hit the halls of your university of choice.

 

We’ve already reported on your generation’s thriftiness—most of you are learning from your parents’ bad saving and spending habits and are socking away far more for the future. But instead of just saving up to nab a big-ticket item, it’s a good idea to start thinking farther into the future. Ask Mom and Dad to help you set up a savings account if you don’t have one yet, and see if they’d be interested in matching the amount you put in there on a monthly basis. If you start now, you could be sailing through school on interest. Talk about smart!

 
 

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BY BRITTANY TAYLOR ON 9/4/2012 5:33:00 PM

POSTED IN crack the college code, college 101, In the News, Make more money

< PREVIOUS   NEXT >   

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16 Comments | Add Yours
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It's my freshman yr in hs and my parents got me a math tutor to come once a week. The girl is nice and I know her very well and I feel like se really is helping me. The only prob is we got our 1st test back today and I got my first D... I understand it's not a big deal and it's only one test grade but I am embarrassed and don't know how to tell my sweet tutor or my parents, who both keep asking... I'm not gonnna lie but I don't know what tO do...please help!!

report

by glamgal97 on 9/5/2012 5:16:03 PM

 
 

My parents dont plan on helping me either. Thats why I am going to community college for two years then going to study my Major at a University.

report

by Emiegal on 9/5/2012 12:01:17 PM

 
 

Come on, Music Scholarship!

report

by OMGabi on 9/5/2012 6:00:38 AM

 
 

i'm terrible at saving! ugh i'm a freshman (in highschool) and now i'm terrified!

report

by myfatsquirrel on 9/4/2012 6:49:03 PM

 
 

i wanna go to college for english. So i can become a teen novelist! Smile I shall write dystopian/romance novels. My parent bought my brother's whole tuition. Dorm fee's and cafeteria fee's. Although my older step sister is very independent. She bought her tuition with her own money. She's an excellent role model. She works every day during school breaks and if she has extra time on the weekends...and all summer full time. She saves all her money up for college. Then at school she transfer's and has to commute each way which is in hour travel time and two hours is she goes to college and comes home. She spends her free time doing homework. And she does an internship a couple hours a day every weekday. She also pays for all her car insurance and gas. She works really hard and I want to be like her! But I am NOT commuting. I will save money as soon as I get a job at fifteen.

report

by BabyDahl13 on 9/4/2012 6:41:21 PM

 
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